*{margin:0;padding:0;box-sizing:border-box}
:root{
--bm-main:#0D5C63;
--bm-pop:#E8913A;
--bm-night:#073B40;
--bm-pale:#F5F2ED;
--bm-copy:#333333;
--bm-muted:#777777;
--bm-separator:#DDD8D0;
}
body{font-family:'Work Sans',sans-serif;color:var(--bm-copy);line-height:1.65;background:#fff}
img{max-width:100%;height:auto;display:block;border-radius:6px}
a{color:var(--bm-main);text-decoration:none;transition:color .25s}
a:hover{color:var(--bm-pop)}
h1,h2,h3,h4{font-family:'Raleway',sans-serif;font-weight:700}

.bm-container{max-width:1100px;margin:0 auto;padding:0 1.25rem}

.bm-disclaimer{background:var(--bm-night);color:#fff;font-size:.78rem;padding:8px 1.25rem;text-align:center;line-height:1.5}
.bm-disclaimer-icon{margin-right:6px;font-style:normal}

.bm-header{position:sticky;top:0;z-index:100;background:#fff;height:64px;display:flex;align-items:center;border-bottom:1px solid var(--bm-separator);transition:box-shadow .3s}
.bm-header.scrolled{box-shadow:0 2px 12px rgba(0,0,0,.08)}
.bm-header-inner{display:flex;align-items:center;justify-content:space-between;width:100%}
.bm-logo{font-family:'Raleway',sans-serif;font-weight:700;font-size:1.25rem;color:var(--bm-main)}
.bm-nav{display:flex;gap:24px}
.bm-nav a{font-size:.9rem;font-weight:600;color:var(--bm-copy)}
.bm-nav a:hover{color:var(--bm-pop)}
.bm-menu-checkbox{display:none}
.bm-burger{display:none;flex-direction:column;gap:5px;cursor:pointer}
.bm-burger span{display:block;width:24px;height:2px;background:var(--bm-copy);border-radius:2px;transition:transform .3s}

.bm-hero{background:var(--bm-pale);padding:80px 0 70px}
.bm-hero-center{text-align:center;max-width:700px;margin:0 auto}
.bm-hero-badge{display:inline-block;background:var(--bm-main);color:#fff;font-size:.72rem;font-weight:600;padding:4px 14px;border-radius:20px;text-transform:uppercase;letter-spacing:.5px;margin-bottom:18px}
.bm-hero-title{font-size:2.2rem;font-weight:700;color:var(--bm-night);margin-bottom:16px;line-height:1.25}
.bm-hero-subtitle{font-size:1.05rem;color:var(--bm-muted);margin-bottom:28px;line-height:1.6}
.bm-btn{display:inline-block;background:var(--bm-pop);color:#fff;font-weight:600;font-size:.95rem;padding:12px 28px;border-radius:8px;border:none;cursor:pointer;transition:background .25s}
.bm-btn:hover{background:#d07a2a;color:#fff}

.bm-blog-section{padding:60px 0}
.bm-section-title{font-size:1.85rem;margin-bottom:36px;color:var(--bm-night);text-align:center}
.bm-blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.bm-blog-card{background:#fff;border:1px solid var(--bm-separator);border-radius:10px;overflow:hidden;transition:box-shadow .3s}
.bm-blog-card:hover{box-shadow:0 4px 18px rgba(0,0,0,.07)}
.bm-blog-card img{width:100%;height:200px;object-fit:cover;border-radius:0}
.bm-blog-card-body{padding:20px}
.bm-blog-card-title{font-size:1.05rem;font-weight:600;margin-bottom:10px;color:var(--bm-night);line-height:1.35}
.bm-blog-card-excerpt{font-size:.88rem;color:var(--bm-muted);margin-bottom:14px;line-height:1.55}
.bm-blog-card-link{font-size:.85rem;font-weight:600;color:var(--bm-pop)}

.bm-about{padding:60px 0;background:var(--bm-pale)}
.bm-about-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:40px;align-items:center}
.bm-about-text p{margin-bottom:14px;font-size:.93rem;line-height:1.7}
.bm-about-img img{border-radius:10px;width:100%}

.bm-cards-section{padding:60px 0}
.bm-cards-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.bm-card{background:#fff;border:1px solid var(--bm-separator);border-radius:10px;padding:28px 24px;text-align:center;transition:box-shadow .3s}
.bm-card:hover{box-shadow:0 4px 16px rgba(0,0,0,.06)}
.bm-card-icon{font-size:2rem;display:block;margin-bottom:12px}
.bm-card-title{font-size:1.1rem;font-weight:600;color:var(--bm-night);margin-bottom:8px}
.bm-card-desc{font-size:.88rem;color:var(--bm-muted);line-height:1.55}

.bm-faq-section{padding:60px 0;background:var(--bm-pale)}
.bm-faq-list{max-width:750px;margin:0 auto}
.bm-faq-item{border-bottom:1px solid var(--bm-separator);padding:16px 0}
.bm-faq-question{cursor:pointer;font-family:'Raleway',sans-serif;font-weight:600;font-size:1rem;color:var(--bm-night);list-style:none;display:flex;align-items:center;justify-content:space-between}
.bm-faq-question::after{content:'+';font-size:1.3rem;color:var(--bm-pop);font-weight:300;transition:transform .3s}
.bm-faq-item[open] .bm-faq-question::after{content:'\2212'}
.bm-faq-answer{padding-top:12px;font-size:.9rem;color:var(--bm-muted);line-height:1.6}

.bm-steps-section{padding:60px 0}
.bm-steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;text-align:center}
.bm-step{padding:24px 16px}
.bm-step-number{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:var(--bm-main);color:#fff;font-family:'Raleway',sans-serif;font-size:1.4rem;font-weight:700;margin-bottom:14px}
.bm-step-title{font-size:1.1rem;font-weight:600;color:var(--bm-night);margin-bottom:8px}
.bm-step-desc{font-size:.88rem;color:var(--bm-muted);line-height:1.55}

.bm-contact-section{padding:60px 0;background:var(--bm-pale)}
.bm-contact-info{display:flex;gap:36px;justify-content:center;margin-bottom:36px;flex-wrap:wrap}
.bm-contact-info-item{text-align:center}
.bm-contact-info-item strong{display:block;font-family:'Raleway',sans-serif;font-size:.9rem;color:var(--bm-night);margin-bottom:4px}
.bm-contact-info-item p{font-size:.88rem;color:var(--bm-muted)}
.bm-form{max-width:600px;margin:0 auto}
.bm-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.bm-input{width:100%;padding:11px 15px;border:1px solid var(--bm-separator);border-radius:6px;font-family:'Work Sans',sans-serif;font-size:.9rem;color:var(--bm-copy);background:#fff;transition:border-color .25s}
.bm-input:focus{outline:none;border-color:var(--bm-main)}
.bm-textarea{resize:vertical;margin-bottom:14px}
.bm-btn-submit{width:100%}

.bm-footer{background:var(--bm-night);color:#fff;padding:48px 0 0}
.bm-footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.bm-footer-col p{font-size:.85rem;line-height:1.7;margin-bottom:4px;color:rgba(255,255,255,.8)}
.bm-footer-heading{font-size:1rem;font-weight:600;margin-bottom:14px;color:#fff}
.bm-footer-nav{display:flex;flex-direction:column;gap:8px}
.bm-footer-nav a{font-size:.85rem;color:rgba(255,255,255,.8)}
.bm-footer-nav a:hover{color:var(--bm-pop)}
.bm-footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding:18px 0;text-align:center}
.bm-footer-bottom p{font-size:.8rem;color:rgba(255,255,255,.6)}

@media(max-width:768px){
.bm-burger{display:flex}
.bm-nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;padding:20px 1.25rem;border-bottom:1px solid var(--bm-separator);gap:16px}
.bm-menu-checkbox:checked~.bm-nav{display:flex}
.bm-hero-title{font-size:1.6rem}
.bm-blog-grid{grid-template-columns:1fr}
.bm-about-grid{grid-template-columns:1fr;gap:24px}
.bm-about-img{order:-1}
.bm-cards-grid{grid-template-columns:1fr}
.bm-steps-grid{grid-template-columns:1fr;gap:20px}
.bm-footer-grid{grid-template-columns:1fr;gap:24px}
.bm-form-row{grid-template-columns:1fr}
.bm-contact-info{flex-direction:column;align-items:center;gap:20px}
}